None of us like thinking about cutting down on costs, but especially during the holiday season, when we feel like celebrating the Christmas season as much as possible. Little do …

If you’re like most people, you probably don’t have a clue about your credit score or credit report. All many people know is that they affect how likely you are …

Until financial fitness is a class you have to take in school, many people will leave their younger years still as clueless about finances as they entered. It isn’t until …

Every new stage of life brings with it new financial complications, and many twenty-something young adults simply aren’t prepared for the financial challenges they will face once they’re out of …

Do you live in a rural area? Are you trying to get a hold of unusual or limited-edition items? Or are you simply looking for better savings? No matter what …

In the wake of a global recession, people realize just how bad an idea it is to rely on credit… but as time goes by, it’s easy to forget just …

Among all the commitments and worries a student has to juggle, one has become especially emphasized lately. On many campuses, students on their way to class are bombarded with messages …

Maybe you look at your bank account at the end of every month and feel a little twinge of despair. After all is said and done, it either hasn’t changed, …

So, you’ve never had a budget before, and if you did, it just quietly disappeared without much of a thought. You’re making more than or the same amount as you …

Are you and your credit card a picture-perfect example of a bad romance? You make impulse purchases because you just can’t resist, blame it on your personality, and you keep …

Why spend money when you don’t absolutely have to? Part of living on a budget is knowing how to get what you need for free whenever possible. While it’s hard …

You’re moving in with your sweetheart, and all is going fine… until the first utility bill. Each of you pays half, but your job doesn’t pay as well, so you …

Did you wake up this morning sweating and realizing that you’re in debt over your head? Or has it been a slow accumulation of costs that you’ve tried to ignore, …

Do you recognize the name Hurricane Katrina? If you were living in North America at the time it struck, there’s a good chance you do. The disaster left thousands of …

Budgeting… it’s almost a curse word among most people who aren’t planning for their financial future. It seems like a headache, a chore, or even an impossibility. It’s hard to …

For many people, $100 is a lot of money. It’s enough to get a last-minute plane seat sale or train ticket to see somewhere you’ve never been, pay the grocery …

The very concept of frugality makes many people worry. It’s commonly thought that people who save money or live frugal must be miserable, constantly watching their pennies and being unable …

It may sound silly to those who are used to a steady income, but anyone who has recently experienced a job loss, lived “close to the edge” for any length …

Anyone in debt knows the feeling of being crushed by it. The more you debt, the more hopeless it feels, and it sometimes becomes tempting to just add to it …

The ads seem to call out to you: “money today!” flashes in big, red letters, and you’re tempted to click on the web ad, visit the location, or call the …

It’s hard to really define abstract concepts. Those who have been in love, suffered great hurts, or had extraordinary experiences and have tried to describe them to others know this …

For someone who has never earned it before, residual income can be confusing or may even seem impossible for anyone but creative geniuses to earn. To put it simply, residual …

What do we really teach high school students? Facts about fallen empires, how to perform math operations the average person never uses, and what’s inside common creatures are some of …

If you’re used to the idea of making a trip to the bank to transfer money from one account to another, pay a bill, or deposit your paycheck, the idea …


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