One of the scariest, yet most thrilling moments in your life has to be when you realize that you’re about to get your university degree or you just have. According to society, the young adult stage of your life is over, and it’s time to be an adult.

That’s a lot of pressure on anyone, and naturally, many new grads have similar questions about what’s in store for them. Here are four of the most common questions new grads ask.

1. What are my options after getting an undergrad degree?

Contrary to the talk at the cafeteria tables, there isn’t just one option to take after you get a degree (that of immediately entering the workforce in a relatively low-end job). Of course, your financial situation may require that you earn money somehow, but nothing says you have to get into retail or find an entry-level position in your dream company immediately.

For starters, you could consider this “traditional” route: finding an entry-level job is not too difficult, although the job market in different regions varies, and it can be hard to compete against numerous other over-qualified candidates for the positions. If all else fails, an intensive search of retail stores in the area should turn up some kind of job. This allows you to start earning money, but unless you’re committed to entering the workforce long-term (and you’re positive about that), avoid taking on regular bills until you’re sure this is the right path for you.

Many other grads choose to volunteer, intern, or work abroad, which offers similar or even higher pay for a life-changing, eye-opening experience. You can even consider starting your own business online or offline. Do volunteer work in your area, or take a trip across your country or continent in support of some cause. Whatever you choose, you will impress employers with it if you pitch it right during interviews, so try not to worry too much about the impact it may have on your being hired later on.

2. How do I build my credit, or rebuild my credit after student loans?

Before starting to build credit, you must be aware of what credit you already have. There may be a negative mark on your record that you aren’t aware of from someone else’s information somehow getting mixed with yours, for example. Check your credit report using one of the free online tools available to do so once a year for free.

Next, you should have bank accounts – a checking account and a savings account, if you don’t already have one of each. It’s an easy step that shows lenders you’re stable.

Getting a credit card and using it wisely can build your credit, but only if you follow these two rules: don’t use all the credit available to you at once, and don’t ever miss a payment. As long as you don’t miss a payment, even if your student loan payments are large, lenders and others accessing your credit report will see you as stable, trustworthy and reliable.

If at all possible, pay your entire credit balance in full every month. This not only saves you a ton of money because it means you won’t incur interest, it also looks great on your credit score if you can keep your credit card debt to $0. Of course, this isn’t always possible. If you already have debt, just focus on making at least the minimum payments on time every month.

3. What kind of routine should I establish now that everything else is different?

Having a great routine is even more important once you’re going through a major change in your lifestyle. If you had a healthy lifestyle in college, try to maintain it as time goes on, but if you didn’t, there’s no better chance to establish one than now!

Your routine should include regular and reasonable bedtimes and sleep, healthy eating every day, a minimum of junk food or processed foods, and daily exercise. This doesn’t need to take a lot of time out of your day, either.

Once you get into the habit of having healthy lifestyle practices, maintaining them becomes much easier. The hardest part is the first month or so after you’ve made big changes in your routine. Don’t give up if you miss a day or two, just get back on the wagon and keep going, and eventually your persistence will pay off.

These kinds of practices help to keep you not only healthy but also grounded and happy when you’re surrounded by change and unfamiliar environments.

4. What do I do if I can’t find a job?

There are other paths you can choose if you can’t find a job in your field. Check the first question for some interesting ideas that are equally applicable to those who can’t find a job as those who don’t want one.

Graduate school is sometimes recommended, but this can pile on a lot of debt and risk, particularly if you might not turn out to like the field at all once you’re working in it. It doesn’t necessarily matter to future employers that you weren’t immediately hired, as long as you make good use of your time off.

Internships aren’t just for college students; graduates can also excel in these positions, and once the economy is better or the company is growing, you’ll be looked at first to be hired. Another option is to volunteer and gain experience in your field while giving back to your community or the world.

Visiting other countries provides you with awesome experiences to tell the envious company recruiters about in a few years! You can often work abroad (just make sure to do so legally) to fund your travels, and it can be easy to find jobs in entertainment in countries where English speakers are in demand, or simply work in bars, restaurants, and even teaching English in schools.

There are a world of opportunities out there that don’t include paid work. Don’t despair if you don’t yet have a job; the career track isn’t the only one out there!

You’ll be going through a lot of changes as you adapt to this totally new world and try to find a place for yourself in it, just like you did in school. Don’t stress too much, and always remember that there are many paths to happiness!